AI Hub — Your Book Intelligence Center
Book Health ScoreViewing demo data
BuildRight Construction's Workers Comp policy expires in 8 days and the renewal is In Progress — this is your most urgent action today. DataFlow Analytics's Business Owners Policy (BOP) also expires in 22 days, renewal Pending. BuildRight Construction is carrying an open claim with $15,000 in reserve — and a renewal also due within 60 days, which increases carrier scrutiny. 4 invoices are overdue totaling $17,325 — collect before end of week to protect commission flow. Your pipeline holds $7,250 in estimated premium across 28 active leads.
My AI Advisor's Insights
UMB-2025-001 Expires in 22 Days
Lisa Chen's Umbrella policy expires April 10. No renewal quote on file. Carrier may non-renew due to claim history. Immediate action required.
Open GL Claim — Invoice Overdue
CLM-2025-002 open 63 days. Adjuster assigned but no resolution. INV-2025-004 GL premium $3,700 overdue since Dec 15. Double exposure — open claim + unpaid receivable.
Commercial Auto Rate Increase +12% Effective May 2026
Hartford filing a 12% rate increase on COM-2025-001. Fleet policy — consider remarketing to Progressive or Travelers for competitive quote.
Workers Comp Rate Increase +6% Effective Jun 2026
Hartford has filed a 6% rate increase on WC-2025-001. New annual premium estimate: $9,010. Client notification recommended 90 days prior.
Smith Homeowners — No Flood Coverage
John Smith's property at 123 Oak Street, Sausalito CA is in a moderate flood zone. Current Homeowners policy excludes flood. Recommend NFIP or private flood quote.
No TCPA consent on file — Michelle Adams
Michelle Adams was captured on 2026-04-01 without explicit TCPA consent. Contacting this lead via phone, text, or email without documented consent exposes the agency to TCPA liability. Obtain verbal or written consent and log it in the lead record before any outbound contact.
No TCPA consent on file — Carlos Rodriguez
Carlos Rodriguez was captured on 2026-04-05 without explicit TCPA consent. Contacting this lead via phone, text, or email without documented consent exposes the agency to TCPA liability. Obtain verbal or written consent and log it in the lead record before any outbound contact.
No TCPA consent on file — Sarah Johnson
Sarah Johnson was captured on 2026-03-20 without explicit TCPA consent. Contacting this lead via phone, text, or email without documented consent exposes the agency to TCPA liability. Obtain verbal or written consent and log it in the lead record before any outbound contact.
No TCPA consent on file — Michael Anderson
Michael Anderson was captured on 2026-03-10 without explicit TCPA consent. Contacting this lead via phone, text, or email without documented consent exposes the agency to TCPA liability. Obtain verbal or written consent and log it in the lead record before any outbound contact.
DataFlow Cyber — No Bound Policy on Record
DataFlow Analytics has Cyber in lines of business but no active policy. Client is in the quoted stage. Follow up to close — estimated annual commission $280.
Adams Homeowners Renewal Due Sep 2026
HOM-2025-002 renews September 14. State Farm has a strong retention record in GA. Recommend 60-day outreach starting July.
Tech Solutions — No Standalone Cyber Policy
Tech Solutions has BOP but no standalone Cyber policy. DataFlow Analytics (same industry) is a Cyber client. Cross-sell opportunity — estimated premium $2,800/year.
Partial Payment Outstanding — $312.50
Sarah Johnson has an outstanding balance on PER-2025-002. Partial payment received Jan 21. Policy cancellation risk if balance not received by Apr 1.
Mid-window renewal approaching: BOP-TEST-003
Bay Area Plumbing LLC policy expires in ~35 days. Begin renewal conversation now to ensure adequate time for quoting and carrier response.
Renewal initiated — Okafor, David Term Life expires in 65 days
Policy LIFE-TEST-004 expires 2026-07-01. Renewal quote created automatically. Current premium: $3600. Renewal workflow started.
Renewal initiated — Okafor, David Term Life expires in 65 days
Policy LIFE-TEST-004 expires 2026-07-01. Renewal quote created automatically. Current premium: $3600. Renewal workflow started.
Renewal initiated — Okafor, David Term Life expires in 65 days
Policy LIFE-TEST-004 expires 2026-07-01. Renewal quote created automatically. Current premium: $3600. Renewal workflow started.
Mid-window renewal approaching: BOP-TEST-003
Bay Area Plumbing LLC policy expires in ~39 days. Begin renewal conversation now to ensure adequate time for quoting and carrier response.
Mid-window renewal approaching: BOP-TEST-003
Bay Area Plumbing LLC policy expires in ~40 days. Begin renewal conversation now to ensure adequate time for quoting and carrier response.
Mid-window renewal approaching: BOP-TEST-003
Bay Area Plumbing LLC policy expires in ~41 days. Begin renewal conversation now to ensure adequate time for quoting and carrier response.
Mid-window renewal approaching: BOP-TEST-003
Bay Area Plumbing LLC policy expires in ~42 days. Begin renewal conversation now to ensure adequate time for quoting and carrier response.
Book Health Score: 72/100
3 open claims, 1 urgent renewal, 2 uprate alerts, 1 overdue invoice. Positive: referral ROI strong, commercial book diversified. Priority this week: Chen renewal + BuildRight FNOL resolution.
Instagram Life Campaign — Low Conversion Rate
Q1 2026 Instagram Life campaign: $1,100 spent, 14 leads generated, only 1 policy bound. Cost per acquisition $1,100 vs Google Homeowners at $688. Consider pausing or reallocating budget.
Referral Channel Delivering 376% ROI
Referral program is your highest performing channel at 376% ROI — 5 policies, $17,900 premium from $250 spend. Consider increasing referral incentive budget.